How to become debt-free

How to become debt-free

Debt levels have been steadily rising over the past few decades, but it’s important to understand that not all debt is bad. If you use debt to invest in assets that appreciate in value, that is an example of using debt in an intelligent way. On the other hand, using...
Are you on subscription overdrive?

Are you on subscription overdrive?

Would you pay $20 a month to heat the steering wheel of your car? That’s one of the latest innovations being introduced overseas by car manufacturers. While you can still pay upfront for digital services such as heating your steering wheel or your seats, manufacturers...
RBA hikes the cash rate for fifth straight month to 2.35%

RBA hikes the cash rate for fifth straight month to 2.35%

The Reserve Bank of Australia (RBA) has hiked the official cash rate by another 50 basis points to 2.35%. Here’s how much you can expect to pay on your mortgage going forward and how we could give you a helping hand. This is the fifth month in a row the RBA has...
What happens when you roll off your fixed-rate mortgage?

What happens when you roll off your fixed-rate mortgage?

They say all good things come to an end, and that includes your ultra-low fixed-rate home loan period. So what can you do to ensure a smooth transition? With the past couple of years offering historically low interest rates, many Australians have been able to lock in...