Over the past year, many Australians have felt the pressure of rising costs. From groceries and insurance to energy bills and healthcare, everyday expenses are adding up. While these increases are noticeable day to day, they can also have a bigger impact on your...
With the rising cost of everyday living, it is completely normal to feel more focused on your immediate financial needs. Groceries, bills, insurance and day to day expenses are all front of mind right now, and understandably so. But while short term priorities are...
As the year progresses, it’s incredibly easy for long-term financial goals to take a back seat to day-to-day life. Between work demands, family commitments, and shifting household priorities, the financial plans that felt crystal clear at the start of the year can...
If you’re retired or approaching retirement, the headlines from the 2026–27 Federal Budget — sweeping changes to capital gains tax, negative gearing and trusts — may have caused some understandable concern. The reassuring news is that for most retirees and Age Pension...
Before the 2026–27 Federal Budget, the choice between buying a brand-new investment property and an established one came down mostly to personal preference — depreciation benefits and lower maintenance on one side, character, location and price on the other. The...
Negative gearing has been part of the Australian property investment playbook for decades. The 2026–27 Federal Budget proposes to change how it works — and if you own an investment property, are mid-purchase, or are thinking about buying one, you’ll want to understand...
For nearly 25 years, the 50% capital gains tax (CGT) discount has been a cornerstone of how Australians invest. Hold an asset for more than 12 months, sell it for a profit, and only half of that gain is taxed. The 2026–27 Federal Budget proposes to change that — and...
Every May, the Federal Budget dominates the headlines for a day or two, then disappears — leaving most households wondering what, if anything, actually changed for them. The 2026–27 Budget, handed down by Treasurer Jim Chalmers on 12 May 2026, is one worth paying...
A summary of the Budget changes that could affect your financial plans. Federal Treasurer Jim Chalmers has handed down the 2026–27 Budget, with a strong focus on housing affordability, tax changes and cost-of-living pressure. This article addresses key announcements...
With the end of the financial year (EOFY) fast approaching, now is a great time to pause and take stock of your finances. Rather than leaving everything to the last minute, a simple review now can help ensure you’re organised, informed, and ready for 30 June. A good...