Why you might want to refinance sooner rather than later

Why you might want to refinance sooner rather than later

Thinking about refinancing? As interest rates rise, so do the hurdles you need to clear. Here’s why you might want to look at refinancing soon to avoid potentially missing out. When was the last time you refinanced? If the answer is “never”, or you can’t actually...
Interest rates to keep climbing as RBA hikes cash rate to 1.85%

Interest rates to keep climbing as RBA hikes cash rate to 1.85%

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.85%. Here’s how to hang in there and keep up with all these monthly cash rate hikes. Another month, another RBA cash rate hike – that’s four months in a row now!...
Keep calm and carry on: 5 ways you can absorb interest rate rises

Keep calm and carry on: 5 ways you can absorb interest rate rises

We’ve seen interest rates bounce back up over the past three months, and most economists are predicting more increases to come. If you’re starting to worry about your finances, rest assured there are several steps you can take now to get on the front foot. The days of...
5 things to consider before taking out a mortgage

5 things to consider before taking out a mortgage

Over the years, investing in real estate has been incredibly successful for millions of Australians. However, for new borrowers, there are a number of factors that should be taken into account before getting started. Here are five key considerations for first home...
How to buy a caravan for the first time

How to buy a caravan for the first time

Travelling around the country in a caravan is one of the ultimate goals for many Australians. Aussies love to get out on the open road and go wherever the path takes them. While heading off in a caravan is incredibly exciting, there are plenty of factors you need to...
What is a mortgage valuation?

What is a mortgage valuation?

A valuation for a mortgage is a formal report, completed by an accredited valuer to give a lender an idea of what a certain property’s value might be. A valuation is a critical part of the home buying process, so it’s vital that borrowers understand how it all fits...
Renovate or invest? How 7-in-10 Aussies are using their equity

Renovate or invest? How 7-in-10 Aussies are using their equity

Seven in 10 homeowners have recently used the equity in their home to renovate, invest in property or shares, or boost their superannuation. Have you thought about how you could take advantage of last year’s property price spike? You might have heard that property...
Single and under 30? You’re a great fit for the 5% deposit scheme

Single and under 30? You’re a great fit for the 5% deposit scheme

Single Australians under 30 snare the lion’s share of spots in the federal government’s 5% deposit first home buyer scheme, according to new data. Here’s how to secure one of the highly coveted 35,000 scheme spots released on July 1. Long gone are the days when you...
RBA lifts cash rate for the third month in a row to 1.35%

RBA lifts cash rate for the third month in a row to 1.35%

The Reserve Bank of Australia (RBA) has increased the official cash rate by another 50 basis points to 1.35% amid continuing inflation pressures. How much will this third consecutive rate hike increase your monthly mortgage repayments? At the beginning of May, the...