Investing

Maximising your investments

Over time, as we grow and our needs change—whether acquiring new assets, taking on obligations, or simply entering different life stages—our investment needs evolve.

Are you looking for growth in your superannuation portfolio or are you looking to protect the assets you already have?

Are you maximising your investments to participate in market growth and do you understand what assets your superannuation owns?

With the number of investment options available, SMI will assist in selecting the right investment strategies for you.

Contact SMI and secure your financial investments now.

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FAQs

When you’re looking into your finances, there are many questions that come to mind. These are just some of them:

What you invest in depends on your financial goals and needs. You must consider how long you can invest before requiring a return, what figure you need as a minimum return and a number of other factors.

There are safer investments that require long-term commitments and take longer to provide a return, and higher-risk investments that don’t guarantee a return but may provide a larger return more quickly.

This is a complex question with no one-size-fits-all answer. Start by assessing your budget and determining how much income you need. From there, we can identify the investments required to generate your desired income. Consider these factors based on your life stage:

  • Do you currently have enough investments to meet your ideal income? If not, what can be done?
  • Should you take on more risk in your portfolio?
  • Should you delay retirement?
  • Do you plan to live in your existing home or downsize?
  • Have you maximised your age pension entitlement?

The safest investments with the best returns depend on the economic climate and financial circumstances. All investments come with a certain level of risk, however there are investments that are deemed “safe” such as Government bonds, shares in big companies, property investments and savings accounts with high interest rates. We can help you assess your investment options and financial goals to find the best option for you.

Testimonials

SMI Financial solutions from day one has always been very conscientious and helpful with our retirement finances. Chris is very friendly. My husband and myself immediately felt comfortable working with him. Chris explained where and why our funds will be invested and We believe he and his team have our best interest in mine. Dealing with SMI is dealing with people of integrity and high ethics.

– Sharon Martino

Chris and the team at SMI were great to work with and would definitely recommend them to anyone seeking financial advice. Chris was great at explaining financial strategies and concepts to us and help us structure our finances to help us achieve both our short-term goals and timeframes as well as our longer term financial future. The team are also so friendly and approachable and great to work with.

– Kelly Nguyen Seargent

Chris and his team from SMI Finance provided outstanding financial service that was instrumental in preparing us for our impending retirement. His expert guidance helped us get our finances in order, streamlining our position which gave us clarity and confidence around our future. Most importantly, Chris and his team worked closely with us to secure the funding needed to purchase our forever home—an achievement that means the world to us. His and that of his team demonstrated professionalism, attention to detail, and genuine care made all the difference. We sincerely thank you.
– Wayne “Franga” Francis