Mortgages & Lending

The right loan allows you to reduce debt and sets you up for financial independence. By building equity in your home you can also consider an investment property in the future if that’s something you are planning. This is where SMI can help. As mortgage brokers we provide transparent advice on what ALL lenders are offering now. We recommend the best deal, manage the loan application and track the loan to settlement.

Many people make the mistake of taking a “set and forget” view of their loan. Banks love this as they don’t have to worry that they aren’t looking after you. We think that as your lender makes a healthy profit from the interest they charge you they should be proactive – BUT, when was the last time they rang and offered you a lower interest rate?


With over 50 lenders in Australia the choice is vast and difficult to compare. Some loan products appear to have a lower cost but come with built in fees. Some lenders have annual packages which have a compulsory credit card that you may not need.

Contact SMI and secure your financial independence now.

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SMI Financial Solutions Pty Ltd ABN 92 154 155 307 is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd, ABN 47 097 797 049, AFSL 236523. Christopher Smith (478941) and SMI Financial Solutions Pty Ltd (418006) are authorised for Credit Services with outsource financial ACL384324. Infocus is not liable for any credit services provided by either entity. Information published on this website has been prepared for general information purposes only and not as specific advice to any particular person. Any advice is General Advice and does not take into account any person’s particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances.

© 2021 by SMI Financial Solutions Pty Ltd.

Disclaimer: Your full financial situation will need to be reviewed prior to acceptance of any offer or product.